Getting Compensation In Underinsured Or Uninsured Claims

If you were injured or a loved one suffered injury in a car accident that was caused by an uninsured or underinsured motorist, you likely are facing both medical and legal issues that require the care of a professional. Many insured drivers do not fully comprehend that it may still be possible to recover compensation from their own insurance companies. Others may not understand that when a negligent driver is not properly insured, the relationship between an insured accident victim and their own provider becomes adversarial. Your insurance company will likely use tactics to eliminate or reduce the potential compensation involved – even if your claim is valid.

Understanding Underinsured And Uninsured Injury Claims

Paying medical bills and evaluating any future medical need can be daunting for an accident victim. When the other driver’s insurance coverage is not adequate, your insurance provider may not serve your best interests. At The Wilbers Law Firm LLC, in St. Louis, we stand strong against the insurance companies to help our clients get both the medical care and full compensation they need to recover.

Uninsured and underinsured claims are complex under Missouri law. We will review your insurance policy to determine if it provides you with coverage. We will prepare your claim and fight your insurance provider to obtain the best outcome possible. These types of coverage kick in under specific circumstances:

  • Uninsured motorist coverage — This type of coverage may be available when police are unable to find the negligent driver after a hit-and-run accident or when a driver failed to have any insurance coverage at all.
  • Underinsured motorist coverage — This type of insurance provision is useful when the other driver’s policy limit is too low to cover the extent of your injuries and medical bills.

Get In Touch With An Attorney Who Cares About Your Recovery

If you have suffered significant injuries in a motor vehicle accident, we invite you to arrange a free initial consultation with our personal injury lawyer. To learn how our experience, resources and dedication to helping injury victims can serve you, send us an email now or call 314-667-4586. Se Habla Español. There is no fee unless we recover compensation on your behalf.