Helping You To Recover After A Car Accident
There is a wide range of car accidents in St. Louis. From major pileups on I-55 to rear-end collisions in residential neighborhoods, wrecks leading to a totaled car and serious personal injuries are far too common in Missouri and Illinois.
The loss of time from work, medical bills and stress of being in an accident can have a devastating effect on car accident victims, as well as their entire families. Oftentimes, injuries suffered in an car accident can be severe and life-altering. You may have suffered head injuries, neck and back injuries, nerve damage, broken bones, and other orthopedic injuries.
The Wilbers Law Firm LLC, in St. Louis, understands that your first goal after experiencing trauma and injury in a car accident is to take care of your immediate needs. Getting proper medical care is vital after a serious accident. As medical bills add up, it is also critical for you to build a strong claim to obtain the compensation you need.
Unfortunately, insurance companies are loath to pay personal injury claim. We are here to help you get the medical care you need and to maximize compensation for your claim.
Personal Service And Strong Advocacy Are The Core Of Our Representation
If you have been injured in an automobile accident, our experienced attorney will deal directly with the insurance company, whether through settlement or litigation. We will stand guard to protect your rights while aggressively pursuing the full and fair compensation you need to cover:
- Medical expenses, including future medical expenses and potential surgeries
- Rehabilitation and physical therapy
- Lost wages or income
- Disability or disfigurement
- Pain and suffering
Does Fault Matter in Missouri After a Car Crash?
Yes. Missouri is an at-fault state. This means that the driver responsible for the crash is liable for the other driver’s damages. Usually the at-fault driver’s insurance carrier will cover the costs.
Do You Need to Call Your Insurance Company If the Car Accident Was Not Your Fault?
You are required to report most accidents in Missouri within 30 days of the crash. You must report any accident that:
- Results in an injury or death
- Has property damage of more than $500
- Involves an uninsured driver
What Should You Not Say to Your Insurance Company After a Car Accident?
After a car accident, do not admit fault, apologize or explain what you think might have happened. Only tell the basic facts of the incident. Car accidents can be confusing, and you might not know all the factors that contributed to the crash.
Once you hire a personal injury attorney, they can speak to the insurer on your behalf to ensure that you do not say anything that could jeopardize your claim.
What Should You Do After a Car Accident?
Take the following steps after a car accident to protect your health, insurance claim and potential personal injury claim:
- Call the police and get a copy of the police report*
- Write down the name, phone number and insurance information of the other driver involved in the crash
- Write down the name and phone number of any witnesses
- Take photos of the accident scene, including property damage and any visible injuries
- Seek medical attention and get a copy of the doctor’s medical report
- Speak with a personal injury attorney before calling your insurance company
*Please note that you should always first seek emergency medical assistance if necessary.
Will Your Insurance Premium Go Up if You Are Not At Fault for the Car Accident?
The at-fault driver’s insurance carrier is responsible for your costs after an accident. If you are not at fault for the crash, your insurer should not increase your insurance premium.
What Happens if the Driver Who Hit You Does Not Have Car Insurance?
If the at-fault driver does not have insurance, your insurance company may have to cover your property damage and medical costs. If you have uninsured or underinsured motorist coverage, this will kick in to cover your costs.
What Are The Signs That you Could Have a Traumatic Brain Injury From a Car Accident?
You may not experience brain injury symptoms for days or even weeks after a car accident. Carefully monitor your health and seek immediate medical attention if you notice any of the following signs of a potential traumatic brain injury:
- Vision or hearing problems
- Changes in sleeping habits
- Loss of coordination
- Light or sound sensitivity
- Nausea or vomiting
- Loss of consciousness
- Mood changes/swings
- Dilated pupils
When Do You Need To Hire An Attorney After a Car Accident?
Always contact an attorney after a motor vehicle accident. An experienced personal injury lawyer will carefully evaluate the facts of your case and explain whether you have a potential personal injury claim. An attorney can also speak to your insurance company on your behalf to ensure that you do not unintentionally threaten your claim.
What Kind of Compensation Can You Collect After a Car Accident?
If you file a personal injury claim after a motor vehicle accident, an attorney can help you pursue compensation for:
- Property damage
- Medical bills
- Rehabilitation costs
- Lost income
- Pain and suffering
- Punitive damages (in select circumstances)
Our St. Louis Car Accident Lawyers Will Fight To Obtain Optimal Results For You
Call (314) 667-4586 to schedule a free consultation with a skilled personal injury lawyer. Se Habla Español. We serve clients in St. Louis, Jefferson City, along the I-55 corridor, as well as throughout Missouri and Illinois.
We do not charge a fee unless we recover financial compensation for you.