Car Accidents

Helping You To Recover After A Car Accident

There is a wide range of car accidents in St. Louis. From major pileups on I-55 to rear-end collisions in residential neighborhoods, wrecks leading to a totaled car and serious personal injuries are far too common in Missouri and Illinois.

The loss of time from work, medical bills and stress of being in an accident can have a devastating effect on car accident victims, as well as their entire families. Oftentimes, injuries suffered in an car accident can be severe and life-altering. You may have suffered head injuries, neck and back injuries, nerve damage, broken bones, and other orthopedic injuries.

The Wilbers Law Firm LLC, in St. Louis, understands that your first goal after experiencing trauma and injury in a car accident is to take care of your immediate needs. Getting proper medical care is vital after a serious accident. As medical bills add up, it is also critical for you to build a strong claim to obtain the compensation you need.

Unfortunately, insurance companies are loath to pay personal injury claim. We are here to help you get the medical care you need and to maximize compensation for your claim.

Personal Service And Strong Advocacy Are

The Core Of Our Representation

Does Fault Matter in Missouri After a
Car Crash?

Yes. Missouri is an at-fault state. This means that the driver responsible for the crash is liable for the other driver’s damages. Usually the at-fault driver’s insurance carrier will cover the costs.

Do You Need to Call Your Insurance Company If the Car Accident Was Not Your Fault?

You are required to report most accidents in Missouri within 30 days of the crash. You must report any accident that:

What Should You Not Say to Your Insurance
Company After a Car Accident?

After a car accident, do not admit fault, apologize or explain what you think might have happened. Only tell the basic facts of the incident. Car accidents can be confusing, and you might not know all the factors that contributed to the crash.

Once you hire a personal injury attorney, they can speak to the insurer on your behalf to ensure that you do not say anything that could jeopardize your claim.

What Should You Do After a Car Accident?

Take the following steps after a car accident to protect your health, insurance claim and potential personal injury claim:

1. Call the police and get a copy of the police report*
2. Write down the name, phone number and insurance information of the other driver involved in the crash
3. Write down the name and phone number of any witnesses
4. Take photos of the accident scene, including property damage and any visible injuries
5. Seek medical attention and get a copy of the doctor’s medical report
6. Speak with a personal injury attorney before calling your insurance company

*Please note that you should always first seek emergency medical assistance if necessary.

Will Your Insurance Premium Go Up if You
Are Not At Fault for the Car Accident?

The at-fault driver’s insurance carrier is responsible for your costs after an accident. If you are not at fault for the crash, your insurer should not increase your insurance premium.

What Happens if the Driver Who Hit You
Does Not Have Car Insurance?

If the at-fault driver does not have insurance, your insurance company may have to cover your property damage and medical costs. If you have uninsured or underinsured motorist coverage, this will kick in to cover your costs.

What Are The Signs That you Could Have a Traumatic Brain Injury From a Car Accident?

You may not experience brain injury symptoms for days or even weeks after a car accident. Carefully monitor your health and seek immediate medical attention if you notice any of the following signs of a potential traumatic brain injury: